What is health insurance ?? How to choose it ??
There are still some of us who don’t know what real health insurance is! Health is the most valuable asset, awareness like this is now owned by most of the citizens of the city in Indonesia. No wonder if now everyone is competing to maintain their health from any side just because they want to always be in good health. A healthy body will be the most important capital for someone to live life activities on this day smoothly. Unfortunately, the risk of pain is sometimes unavoidable and often comes unexpectedly. This was compounded by the fact that the medical expenses themselves were still strangled in the neck.
So that to support a healthy life, the community still has a difficult financial problem. Want to provide good cooperation so that people are free from financial worries if health is under threat, insurance comes by offering an agreement that can be used enough for the holders. Insurance is considered capable of guaranteeing financial safety while guaranteeing the health of the body if it strikes from the disbursement of funds to be disbursed by the health insurance company as a reciprocal of joining together to become holders of health insurance.
These health insurance needs, then become a bonefit business area so that there are countless number of health insurance providers in Indonesia, the public is starting to be lured by various insurance products that are not necessarily fruitful and even actually can reap losses. If you are now also interested in insuring your health, and so that you do not fall into a misleading insurance choice, it is better if you understand a little about the notion of health insurance and how you should choose health insurance products .
Definition of health insurance
Clearly the notion of health insurance includes a product of giving a guaranteed guarantee (insurance) to your health which will reduce the burden that you have to bear when you are sick or hit by a disaster involving you having to be hospitalized like an accident. Because your health care costs will be borne by your insurance company. Claims for disbursement of insurance funds are clearly not obtained for free, because the system owned by health insurance requires you to supply a certain amount of money / pay insurance premiums with a nominal agreed upon in advance.
Insurance is the most effective way to save you from the insistence on getting high health services. This is given from the way the insurance works itself, which uses a system of risk transfer which diverts and involves a person’s burden into group risk dependents. So that the burden of each health insurance holder will feel much lighter because it is financed together.
Of course with the help of this health insurance, the insurance holder will feel how fortunate they are to pledge themselves to health insurance because the maintenance costs start paying for hospitalization, paying for doctors, redeeming medicines, operating costs will be borne by the insurance company with total funding according to the initial agreement. Health costs that continue to bloom will greatly overcome you if you join this health insurance and the real benefits you will know, especially if you are sick and need a lot of funds, your anxiety will be slightly reduced because the company will cover your medical expenses.
Regarding the definition of health insurance, it is now time to discuss how to choose health insurance for you. The number of insurance options should not make you trapped and fall on insurance options that actually make you swallow losses. To find the right insurance product, do a detailed search of many insurance products. Do not be consumed by incitement to insurance because of the lightness that is normal, but later there must be certain provisions which end up causing loss to you. No need to hesitate to indulge in unclear questions on insurance terms and conditions to customer service. This way you are guaranteed to be able to determine the insurance option that is right for you.