“Car theft at this time is indeed very widespread . ” We are always asked to be vigilant because this vehicle theft can occur anywhere and anytime. Even today thieves or robbers are very brave to take action in the afternoon when the road is crowded. A car or vehicle is really needed by many people, especially for people who are busy and have to go to several places in a day. We certainly will save a lot of time if we use our own car to reach all places.
There are many types of cars or vehicles. Today’s vehicles are also sold at more affordable prices and very easy ways. This is what causes more people to buy cars and even more vehicle theft. You certainly don’t want to lose your special car just like that. Some people try to raise money to buy a car and they will certainly be very sad when they lose a car. Therefore you need to protect your car or vehicle with vehicle insurance.
What is Vehicle Insurance?
As said above, if you want to protect your car or vehicle from the theft of a car, you need to use vehicle insurance that is offered today. Before you choose vehicle insurance from an insurance company, you need to know in advance what vehicle insurance is and what will be guaranteed in this insurance. This insurance will protect two-wheeled motorized vehicles such as motorbikes, scooters or other types, four-wheeled vehicles or more such as sedans, jeeps, trucks, minibuses, accessories and equipment attached to your vehicle will also be protected. Then what are the risks that will be guaranteed by using this vehicle insurance? Below you will get information about the risks this insurance will guarantee. The insurance company will guarantee your vehicle from:
- Collision, best, slipping and impact
- Actions carried out by other parties
- Theft is carried out by violence and threats or theft in the garage of a house or other place.
- Fire and damage to vehicles during the trip
- Crane costs needed by your vehicle.
- Risks that are not guaranteed by vehicle insurance
In addition to the risks that will be guaranteed by the insurance company above, for example because of car theft, insurance companies usually also provide a list of risks that are not guaranteed by insurance companies. The following are some of the risks that insurance companies will not guarantee:
- Losses due to embezzlement of cars or vehicles
- Overloaded vehicles
- Natural disasters and warfare
- Drivers do not have clear letters and violate traffic rules
- Damage not included in the policy
- Losing due to negligence alone
That was the risk that would be guaranteed and would not be guaranteed by the insurance company. In addition to this information, when you choose an insurance company to get vehicle insurance, you must be more careful. Not all things are fully explained by the insurer so you have to ask and get further explanation. This will prevent you from agreeing to things you don’t know or you don’t realize. It’s a good idea to also compare several insurance companies to get the best place to protect your vehicle from crime such as car theft or other bad things.